David Scheffel

Consumer Financial Services: Defended financial institutions against cases and government investigations involving consumer protection laws in federal and state courts through out the country. Specialized experience/projects included:
• Coordinating strategy, investigations, and litigation in areas such as fair lending, mortgage origination, credit reporting, mortgage servicing, and debt collection.
• Defending mortgage originators and servicers in over a hundred cases involving the… Show more

Consumer Financial Services: Defended financial institutions against cases and government investigations involving consumer protection laws in federal and state courts through out the country. Specialized experience/projects included:
• Coordinating strategy, investigations, and litigation in areas such as fair lending, mortgage origination, credit reporting, mortgage servicing, and debt collection.
• Defending mortgage originators and servicers in over a hundred cases involving the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Housing Act, the Equal Credit Opportunity Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and Unfair and Deceptive Acts and Practices (“UDAP”) under state laws.
• Defending financial institutions against class actions involving consumer protection laws under federal and state laws.

Banking Regulations: Advised financial institutions regarding compliance with federal and state consumer protection laws, launching of new products and services, and responding to inquires from government agencies. Specialized experience/projects included:
• Advising fintech on its disclosure for adverse actions to comply with the Equal Credit Opportunity Act, Regulation B, and the Fair Credit Reporting Act.
• Responding to New York State Department of Financial Services’ inquiry regarding financial institutions’ compliance with mortgage broker and consumer reporting agency registration requirements.
• Responding to United States Department of Housing and Urban Development’s disability discrimination investigation.
• Advising fintech on developing measures to comply with the Real Estate Settlement Procedures Act.
• Advising financial institutions on compliance with consumer protection and fair lending laws.

I served as the firm's Co-Chair of the Consumer Financial Services Group and a Practice Group Leader of the Securities & Financial Services Litigation & Enforcement Practice Group. Show less

Litigated disputes involving consumer financial services, employment, complex breach of contract, tortious interference with contract, misappropriation of trade secrets, antitrust violations, and class actions in state and federal courts.

Drafted proposed decisions regarding civil and criminal motions involving consumer financial services, employment, securities fraud, intellectual property, and complex breach of contract. Selected juries in civil cases.

I had the great fortune of learning so many valuable skills in the law and more importantly in life from Judge Spatt who was one of the hardest working, kindest, and most compassionate persons in the federal judiciary.

Litigated international aviation disputes involving airplane crashes, commercial disputes, personal injury, and products liability. Drafted pleadings, motions, memoranda, discovery requests and responses, and appellate briefs in federal and state courts through-out the country.

Conducted bench and jury trials involving assault, robbery, and narcotics. Presented cases to the grand jury involving pattern burglaries, pattern robberies, and homicides. Distinctions included selection as Grand Jury Homicide Assistant and Team Leader of Criminal Term Part.

It was an honor to serve the citizens of Bronx County and to seek justice for so many crime victims.