Your road to better credit.
Your road to better credit.
Your road to better credit.
Helping thousands improve their credit across the UK.
Helping thousands improve their credit across the UK.
Get started
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Members get:
Members get:
Members get:
A credit line in-store
(for use in the Bits store)
Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
Up to 5% off
You can use your store card credit line to get discounted vouchers at over 40 shops in the UK.
You buy vouchers in our web store by using Bits store card.
70% upfront and 30% on your credit line
View shops
Progress tracking
Progress tracking
Pay your balance and watch your progress over time.
and no hidden fees.
It's super simple.
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Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
Understand the Risks and Benefits.
Understand the Risks and Benefits.
We're here to help you build your credit. However, signing up does come with risks - click below to familiarise yourself before signing up.
We're here to help you build your credit. However, signing up does come with risks - click below to familiarise yourself before signing up.
Learn more
Start building credit today
Get the app
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
Get the app
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
Start building credit today
Get the app
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY