Abe Zelcer’s Post

🔍 Maximizing Retirement Income: The Strategic Use of S-Corporations for Federal Retirees 📝 Discover how S-Corporations can be a game-changer in managing post-retirement income, helping federal retirees navigate the Social Security earnings test and reduce tax liabilities. 🔗 https://lnkd.in/eu6uPDQ3 🏷️ #RetirementIncome #TaxStrategy #SocialSecurity #FederalRetirees #SCorporations

Iran-Iraq War: 1,250,000 deaths. Lebanon Civil War: 150,000 deaths. US-Afghanistan War: 46-50,000 civilian deaths. US-Iraq War: 432,000 civilians. Syrian Civil War: 230,784 civilian deaths, 14 million displaced. But Israel is the source of turmoil in the region, right?

🔍 𝗖𝗦𝗥𝗦 𝘃𝘀 𝗙𝗘𝗥𝗦: 𝗔𝗻𝗮𝗹𝘆𝘇𝗶𝗻𝗴 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝗮𝗻𝗱 𝗖𝗢𝗟𝗔 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲𝘀 📝 Explore the differences between CSRS and FERS retirement systems, focusing on pension sizes and COLA variations. Understand how FERS, with its combination of benefits, compares to the higher pension but different COLA structure of CSRS. 🔗 https://lnkd.in/euq9m9er 🏷️ #CSRSvsFERS #COLA #RetirementPlanning #FederalEmployees #PensionAnalysis

"𝗜𝘀 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗕𝗲𝘁𝘁𝗲𝗿 𝗮𝘁 𝗕𝗲𝗴𝗶𝗻𝗻𝗶𝗻𝗴 𝗼𝗿 𝗘𝗻𝗱 𝗼𝗳 𝗬𝗲𝗮𝗿? 𝗨𝗽𝗱𝗮𝘁𝗲𝗱 𝗳𝗼𝗿 𝟮𝟬𝟮𝟰" - 🎯 In this article, Stephen Zelcer dives into the crucial decision of choosing the right time to retire, focusing on the unique financial implications for 2024. The piece explores how timing affects Social Security taxation and annual leave payouts, providing key insights for those nearing retirement. Explore the full analysis here: https://lnkd.in/eH2kRQxm 📅 #RetirementDecisions 🔍 #FinancialPlanning2024 📈 #StephenZelcerInsight 💼 #RetirementStrategy 🌟 #InformedChoices

𝗔𝘁𝘁𝗲𝗻𝘁𝗶𝗼𝗻 𝗙𝗟𝗧𝗖𝗜𝗣 𝗣𝗼𝗹𝗶𝗰𝘆𝗵𝗼𝗹𝗱𝗲𝗿𝘀: The clock is ticking towards a significant deadline on November 9th for those enrolled in the Federal Long Term Care Insurance Program (FLTCIP). With impending premium increases ranging from 38% to 86%, it's a crucial time to evaluate your options. My latest article sheds light on the recurring dilemma facing FLTCIP policyholders. I offer a nuanced perspective on whether to accept higher premiums to maintain current benefits, reduce benefits to keep premiums constant, or opt for a nominal paid-up LTC benefit. The decision is not just about numbers; it's about securing your financial future and that of your loved ones. The piece is an invaluable resource, discussing the broader implications of LTC insurance, the concept of self-insurance, and the financial impact on survivors. As the decision deadline looms, make sure you're making the best choice for your circumstances. Delve into the full discussion at https://lnkd.in/exkEtxrB to guide your next steps. #FLTCIP #LongTermCare #Insurance #FinancialPlanning #AssetProtection #DecisionMaking

📈 𝗠𝗮𝘅𝗶𝗺𝗶𝘇𝗶𝗻𝗴 𝗣𝗼𝘀𝘁-𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗜𝗻𝗰𝗼𝗺𝗲 𝘄𝗶𝘁𝗵 𝗦-𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗶𝗼𝗻𝘀: 𝗔 𝗚𝘂𝗶𝗱𝗲 𝗳𝗼𝗿 𝗙𝗲𝗱𝗲𝗿𝗮𝗹 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 Are you a federal employee eyeing retirement? Stephen Zelcer's latest article dives into how you can maximize your post-retirement income using an S-corporation. 👉 Read the full article here: https://lnkd.in/eu6uPDQ3 Key Takeaways: 🛡️ Avoid FICA tax and Social Security earnings test. 💰 An example illustrating potential savings of about $6,795. 📋 Structuring income through an S-corp can offer multiple financial benefits. Don't leave money on the table. Make your retirement as financially secure as possible with insights from Stephen Zelcer. #FederalEmployees #RetirementIncome #SCorporation #FICATax #SocialSecurity #FinancialPlanning

This unbelievably talented kid, whose voice pierces the soul, is Neria Granot. In this moving video, he sings the prayer for IDF soldiers to be protected. His father, Rabbi Yuval Granot is the rabbi of The Young Israel synagogue of Ramat Poleg. This is what the words mean: “He Who blessed our forefathers Abraham, Isaac and Jacob - may He bless the fighters of the Israel Defense Force, who stand guard over our land and the cities of our God from the border of the Lebanon to the desert of Egypt, and from the Great Sea unto the approach of the Aravah, on the land, in the air, and on the sea. May Hashem cause the enemies who rise up against us to be struck down before them. May the Holy One, Blessed is He, preserve and rescue our fighting men from every trouble and distress and from every plague and illness, and may He send blessing and success in their every endeavor. May He lead our enemies under their sway and may He grant them salvation and crown them with victory. And may there be fulfilled for them the verse: For it is Hashem, your God, Who goes with you to battle your enemies for you to save you. Now let us respond: Amen.” Thanks for sending it and uplifting my spirits, Sandy Hammer

𝗞𝗲𝘆 𝗠𝗶𝗹𝗲𝘀𝘁𝗼𝗻𝗲𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗖𝗮𝗿𝗲𝗲𝗿 𝗼𝗳 𝗮 𝗙𝗲𝗱𝗲𝗿𝗮𝗹 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲 - 𝗨𝗽𝗱𝗮𝘁𝗲𝗱 I’ve seen it many times. Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road. This unintentional floating along in a Federal job can be transformed into an intentional career path if you put your Fed status into a context and measure your progress with clear milestones. Below I have outlined some key milestones that are built into your Federal career. Keep them in mind as you intentionally grab what are arguably the best employee benefits in the country. Read - https://bit.ly/3oBtGUb #medicare #financialplanning #federalemployee

Did you think you had to wait until 59.5 to access your TSP? Think again! If you plan to retire before then, check out the "Age 55 Rule" and learn how you can access your TSP without penalty: https://bit.ly/3yOhQMF #TSP #RetirementPlanning #Age55Rule